Basic Information

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Our Insurance Partners

Cargo Marine Insurance Coverage

Accident while in conveying (sinking or overturning)
Theft or hijack of a vessel
Theft of on-board cargo
Mistakes in transportation (inappropriate handling)
Variations in temperature causing complications
Pollution risks
Cargo liabilities
Labor and legal costs
Compensation for illness, injury or death of persons on-board the vessel

Benefits of Employee Health Insurance

Take care of your employees, they will take care of your company

Employees see health benefits as one of the most valuable benefits an employer can offer. When a company removes the burden of medical expenses from an employee, he feels more satisfied and attached and contributes from heart for the growth of a company.
Health insurance for employees helps greatly in attracting and retaining the best talent. Health insurance seems like a big expenses but it’s actually not. A whole year premium can cost not more than 3 day salary of an employee on average.

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Benefits of Employee Health Insurance

Take care of your employees, they will take care of your company

Employees see health benefits as one of the most valuable benefits an employer can offer. When a company removes the burden of medical expenses from an employee, he feels more satisfied and attached and contributes from heart for the growth of a company.
Health insurance for employees helps greatly in attracting and retaining the best talent. Health insurance seems like a big expenses but it’s actually not. A whole year premium can cost not more than 3 day salary of an employee on average.

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Why Igniredesk for Marine Insurance

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Best Rates Guarantee

Smartchoice offers most competitive marine insurance rates from Pakistan’s best insurance companies. We guarantee that you can’t find better rates than ours or we will match the price.

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Custom Quotes

We procure customized quotes from all our insurance partners based on your international cargo insurance requirements, and compile them in one document so you can compare and select the best policy.

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All Hassle On Us

We do all the leg work for you from collecting cargo information to getting quotes from insurance companies. From negotiation pricing to documents processing, we take all the hassle.


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Claim Assistance

Once you get your marine insurance done through Smartchoice, we stay with you during the insurance period, and assist in processing the claim from the insurance company if there is any damage occurs.

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Dedicated Account Manager

Our dedicated account managers help you out before and after insurance issuance, and stay connected with you to answer any query and for resolution of any problem.

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Free of Cost Service

Our service is 100% free. We charge nothing to our clients and earn money through partnership amounts set with insurance companies.

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What is Marine Cargo Insurance?

Marine cargo insurance provides coverage and covers the overall cost of the goods that are exported or imported (from and the country to another country or vice-versa), it also covers the goods within the country’s territory when the goods are being carried by any transportation from one place to another.

What are means of transport for marine cargo insurance?

The Marine cargo insurance policy applies to all the goods being transported through any means of mobility such as air, road, sea or rail. Some coverage providers might also include inland transportation cover in the same provided policy.

How is the premium calculated?

The formula of calculating premium in marine cargo insurance policy is done on the bases on the total annual sales or annual turnover of the insured business. It is calculated and specified and has to be remunerated the price which is over and above the cover required/desired.

What are the types of risk covered?

The marine cargo insurance policy provides coverage against the risk of theft, piracy and any kind of damage to the goods and products while loading and off-loading the cargo. Moreover there are other risks involved against which an extra cover needs to be procured and availed by the insured, situations like strikes, violence and any other risk that might not be known and cannot be monitored is applicable under the special clauses of the policy.

Who should avail this policy?

The Marine Cargo insurance policy coverage can be availed by sellers, buyers, merchants involved in export and import, banks and any other entity engaged in the business of import and exports of goods and products.